My Theme for 2010
Being self-disciplined fosters internal peace and thus a willingness to help others realize the same.-
Green Smoothie Challenge
at www.BelieveInGreen.com, sign-up and help the Lower Eastside Girls ClubTime until start:Fill the Glass
What Sisters are Saying
- Sister Notes on Big Thinker: Phaedra Ellis Lamkins
- Ricki Weisberg Ndege on Big Thinker: Phaedra Ellis Lamkins
- Bonnie on Make it Monday – Almond Milk and Nut Milk Bag
- Merissa Cuddeback on Culinary Adventure Preparation
- Scott on Checklists for 2010
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Monthly Archives: October 2008
Break the Bottled Water Habit!
Did you know that bottled water is full of oil?! Sounds silly, doesn’t it? But think about it…how much oil does it take to produce and transport that “convenient” portable water bottle you may have just picked up from the … Continue reading
I Am a Pencil
This is the book that I’m currently reading. It’s a bitter-sweet tale by a writer who shares his experience teaching a writing workshop in Queens, New York. Continue reading
Fixer-upper loans!
There are (or maybe were) options for future home buyers.
Given our limited cash, however, we were limited to FHA loans. When we started our search we were qualified for 100% financing. By the time we were ready to make offers, the rules changed and we were basically limited to FHA loans that required “only” a 3% minimum down payment. Whereas, conventional loans required a minimum of 5%. This might be OK in places where homes were selling for under $200K (in child-friendly neighborhoods), but in our region we were looking at $350k – $400K for a reasonable house in a reasonable neighborhood. Continue reading
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We Bought the House!
Since my last post way back in April ’08, we’ve gone through a number of changes.
After crunching the budget numbers (what can we really afford), we decided that the timing was good to take on the house hunt in earnest.
Over the winter we looked seriously at rentals but became frustrated with the rental agreement terms…ask for a copy to read at your leisure BEFORE SIGNING ANYTHING…and what we considered high rental rates. So, we turned to houses for sale. The houses were beginning to pile onto the market place and the prices were dropping. Continue reading
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